United Heritage Credit Union
  • Westlake/South Austin
  • Austin, TX, USA
  • Full Time

Medical, Dental, Vision, Paid Time Off (PTO) & Holidays, two 401(k) options (Pre-Tax and/or Roth), Education Assistance Program

United Heritage Credit Union - Serving Texas For 60 Years

Founded in 1957, we are an Austin-based credit union with approximately $900 million in assets, 12 bank branches located throughout Austin and Tyler, Texas, and about 210 employees. Our employees voted us as one of the Austin-American Statesman's Top Workplaces 2015, 2014, 2013, 2012, 2011, and 2010. UHCU goes above and beyond to cultivate a culture of integrity and innovation.  Come join this award winning team to see what makes UHCU a great place to work!


Who are we looking for?

We are looking for a highly qualified professional, who is dedicated to enhancing risk, regulation, and internal policy compliance.  The AML Risk & Controls Specialist is responsible for supporting all audit, risk, compliance, and regulation functions to ensure UHCU remains compliant with its regulatory requirements.  In addition, this professional will identify, analyze, submit, and maintain risk evaluations and findings, as well as, manage the workflow process of the Risk & Compliance Specialist staff.


Do you have a proven track record and are you able to successfully...

  • Utilize the Fraud and BSA/ AML risk mitigation framework to respond and monitor internal/external fraud through various channels for products.
  • Review and investigate unusual/suspicious member behavior and transactional activity and complete Federal and State regulatory processing and reporting requirements.
  • Recommend procedural and/or operational changes as well as any enhancements to the Fraud BSA/AML software/framework.
  • Monitor and perform review for fraud within multiple channels, including check fraud, online banking fraud, wire fraud, ACH fraud, remote deposit capture fraud, red flag alert and elder abuse.
  • Understand and complete all facets of the Fraud and BSA/AML Program, alert processing, case information and closure.
  • Participate in the development, implementation, and administration of all aspects of the BSA Compliance Program, including annual training for the staff.
  • Provide daily guidance and support to staff and members in the areas of legal, regulatory, fiduciary, and compliance requirements
  • As the Credit Union's BSA Officer, act as a subject matter expert (SME) for the credit union on BSA/AML, fraud and other compliance issues in the areas of deposit and lending regulations.


What you will need to succeed:

  • The ability to communicate effectively and clearly, both in verbal and written communications
  • Excellent interpersonal skills
  • Advanced financial and risk analytical skills
  • Comprehensive understanding of state and federal legal and regulatory compliance regulations
  • Ability to work independently and proactively, exercising sound judgement with minimum guidance
  • Strong working knowledge of deposit and lending regulations
  • Solid Microsoft Office skills (including use of pivot tables and general data sorting/data table manipulation capabilities in Excel)


 The Requirements:

  • Bachelor's or Associate's degree in Business, Accounting, Finance, Criminal Justice, or related field
  • Five or more years in BSA/AML experience required
  • Minimum of three years of direct financial institution experience preferred
  • Direct member contact in a financial institution desired
  • Professional BSA/AML and/or Certified Fraud Examiner (CFE) certifications strongly preferred
  • Prior working experience with Symitar and/or Verafin a plus



United Heritage Credit Union
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